OUR LENDING SOLUTIONS
Refinancing
The benefits of refinancing your current mortgage are to lower your mortgage interest rate, lower your monthly payments, consolidate debt, and to access equity for other needs.
Equity Loan
An equity loan allows you to liquidate some of your home equity to help you meet your other life goals such as consolidating high-interest debt, buying a vacation property, renovating your home, or paying for your kids' post-secondary schooling.
Agricultural Loan
An agricultural loan helps you get access to the equity that you have built up over the years in your agricultural properties so you can have cash to reinvest, get help with immediate emergencies, or use the funds to grow your agriculture business.
Debt Consolidation
A debt consolidation loan pays out your existing debts, allowing you to make one lower monthly payment so it's easier to keep track. This can include any of your outstanding bills, credit cards, taxes, or other mortgages.
Foreclosure/Arrears Help
If you are behind in your mortgage payments, we will work with you to find a way to pay your mortgage arrears, or to refinance your mortgage entirely. This puts your home in good standing with your mortgage company to prevent it from being foreclosed on.
Renewal/Switch Lenders
Switching lenders is often a seamless way to get a lower interest rate than your current. Switching lenders can happen at or near your existing mortgages' renewal date. Accessing a vast network of lenders will give you the option to qualify for a rate that's comfortable to you.